Stop the auction
We can close before the foreclosure sale date — protecting your credit and giving you cash to relocate.
Mishawaka, IN · Pre-foreclosure
Facing foreclosure in Mishawaka? We buy fast — before the auction.
If you're behind on payments in Mishawaka, IN, you may still have time to sell for cash and walk away with money in your pocket instead of losing the home at auction. We buy as-is, pay off the lender directly, and can close before the sale date.
- Cash offer in 24 hours — even with a sale date set
- We pay your lender directly at closing
- Stop the foreclosure process and protect your credit
- No fees, no commissions, no repairs
50,842
Local population we serve
St. Joseph County
County
5–14 days before auction
Typical close timeline
How it works
Three simple steps
When the clock is ticking, every day matters. Here's how fast we move:
- Step 01
Tell us about your home
Fill out the form or call. Takes 60 seconds. We'll ask a few basic questions about the property.
- Step 02
Get a fair cash offer
We'll review the details and get back to you with a no-obligation cash offer, usually within 24 hours.
- Step 03
Close on your timeline
Pick the closing date that works for you — as fast as a week, or whatever works. Walk away with cash in hand.
Why sellers choose us
A simpler way to sell in Mishawaka
You skip the hassles of a traditional sale and keep more of the proceeds.
We pay your lender directly
At closing, the title company wires the payoff to your bank. You don't have to coordinate it.
Walk away with cash
If there's equity left after the payoff, you keep the difference at closing. We tell you exactly what to expect.
No fees, no commissions
Zero deductions from the offer. What we say, you get — minus only the loan payoff.
Situations we help with
We help homeowners in every stage of foreclosure.
Whether you just got a notice of default or have an auction date next week, there may still be options. The earlier we talk, the more we can do.
- Notice of default just filed
- Months behind on mortgage payments
- Sale date scheduled within 30 days
- Loan modification denied
- Forbearance ending and can't catch up
- Second mortgage or HELOC in default
- Property taxes delinquent
- Want to avoid a foreclosure on your record
Any condition
We'll buy it as-is. Really.
You don't have to repair, clean, or stage anything. Take what you want and leave the rest.
- Outdated kitchens and bathrooms
- Roof, foundation, or structural damage
- Fire, water, or mold damage
- Vacant or boarded-up homes
- Hoarder homes — leave everything
- Unfinished renovations
- Tenants you can't or won't evict
- Liens, back taxes, or title issues
Who you're working with
Hi, I'm Peter Ivie.
"I'm Peter, a local home buyer based right here in Fort Wayne. I personally answer the phone, visit every property, and write every offer. No middlemen, no call centers, no out-of-state investors."
— Peter Ivie, Owner
Common questions
You might be wondering…
Do you actually buy homes in Mishawaka, IN?
Yes — Mishawaka (St. Joseph County) is inside our service area. We buy single-family homes, condos, and small multi-family properties anywhere in IN . If you're inside the city limits or in the surrounding county, we can come look at the property in person.
Can you really close before the auction?
Yes — provided we have enough time to coordinate the title work and the lender's payoff. The earlier you reach out, the more options you have. We've closed in as little as 5 business days when needed.
Will selling to you affect my credit?
Selling before the foreclosure completes typically protects your credit far more than letting it go to auction. A completed foreclosure stays on your record for 7 years; a normal sale doesn't.
What if I owe more than the home is worth?
We can sometimes negotiate a short sale with your lender. It's slower (30–90 days) but still better for your credit than foreclosure. Ask us — we'll be honest about whether it's likely to work in your case.
Do I have to be current on payments to sell?
No. We routinely buy homes from owners who are months behind. The lender gets paid off at closing from the sale proceeds.
What does it cost to talk to you?
Nothing. There's no fee for an offer, no obligation, and no pressure. If a sale doesn't make sense for your situation, we'll tell you and point you to a HUD-approved housing counselor.
Ready for a cash offer in Mishawaka?
Talk to Peter Ivie directly — Available 24/7. No pressure, no obligation.